"I’m a 67-year-old widow. When my husband passed away suddenly a few years ago, I was left navigating financial decisions that he had always handled. While I had some understanding of finances, I felt overwhelmed and uncertain about how to move forward on my own. I initially tried investing with a friend, and while things started well, I lost money when the market took a downturn. That experience left me discouraged—until a trusted friend from Experior Financial Group reached out. They introduced me to a secure and thoughtful strategy called Insurance Retirement Planning (IRP) using Whole Life Insurance. Their approach gave me peace of mind. Today, a significant portion of my funds is safely invested in this plan. I know I can access the money tax-free if I ever need it, but more importantly, I am now able to leave a larger, tax-free legacy to my children—and that makes me incredibly happy. Thank you, Experior, for helping me find stability, confidence, and a lasting way to care for my family."

"My husband and I are in our 60s, and while we don’t have children, we’ve always been committed to securing our retirement and leaving a lasting legacy through charity. While we’re still healthy and planning ahead, we turned to Experior Financial Group for guidance. With their expert support, we secured several overfunded Whole Life Insurance policies. These plans are designed not only to provide tax-free cash flow in retirement but also to multiply our legacy—up to four times the amount—for the charity of our choice. Experior helped us choose the best product to meet our goals. It offers far more flexibility and long-term benefits than annuities or registered accounts. We now have peace of mind knowing that our retirement income will never run out—and when we pass, our chosen charity will continue to benefit for years to come. Thank you, Experior, for helping us build a legacy with purpose and confidence. The experience was so impactful that I decided to become a licensed financial professional myself. I saw firsthand the value of helping others get out of debt, manage their taxes, and build stronger financial futures — and now I get to do the same for families every day. I’m incredibly grateful to Experior for the transformation they inspired in my life."

"As a land developer in my 70s, my wife and I have always been philanthropic at heart. We dreamed of starting our own charity, leaving a meaningful legacy for our two children, and ensuring that we had the flexibility to continue investing in future land development. Thanks to Experior Financial Group, we’ve been able to do all of that—and more. With their expert guidance, we implemented an Immediate Financing Arrangement (IFA) strategy. This powerful approach allows us to: ✔ Create a tax-efficient charitable foundation ✔ Leave a significant, tax-free legacy for our children ✔ Access capital to fund new development and investment projects ✔ Take care of the future tax burden when my wife and I pass away What gives us the most peace of mind is knowing that everything we’ve worked for will be passed on efficiently and responsibly, with minimal tax erosion. At the same time, we can still enjoy the use of our capital today for ongoing growth. We’re now planning to augment this strategy further with upcoming development projects over the next 2–3 years. Honestly, I wish I had discovered this earlier—Experior has helped turn our vision into reality.That’s when Experior Financial Group came to my workplace to deliver a financial literacy presentation. Something about their message resonated with me, and I decided to reach out for help. From the beginning, the Experior team was patient, understanding, and incredibly thorough. They laid out a clear and detailed financial roadmap tailored to my situation. At first, we met weekly to build momentum and structure. Over time, our meetings shifted to bi-weekly, monthly, and then semiannually as I grew more confident. With their continued guidance, I’ve been able to gain control over my spending, eliminated my debt, and build healthy financial habits I can rely on for life. Thank you, Experior, for meeting me where I was and helping me take the next step forward."